In 1998, the Tibet Poverty Alleviation Fund (TPAF), a small, US-based non-governmental organization, launched an initiative to bring the benefits of microfinance to the poor people of rural Tibet. Based on the lending model pioneered by the Grameen Bank in Bangladesh, would make small loans to individuals and families TPAF microfinance program so they can start small businesses, which, it was hoped, would increase their income and improve their living standards. In consult … Read more »

In 1998, the Tibet Poverty Alleviation Fund (TPAF), a small, US-based non-governmental organization, launched an initiative to bring the benefits of microfinance to the poor people of rural Tibet. Based on the lending model pioneered by the Grameen Bank in Bangladesh, would make small loans to individuals and families TPAF microfinance program so they can start small businesses, which, it was hoped, would increase their income and improve their living standards. In consultation with the Tibet Autonomous Region (TAR) government, two very different, but were representative communities ed for the program: the agricultural villages of southern Lhoka and semi-nomadic communities on the plateau of Nakchu Prefecture. TPAF had with the specific mission of poverty reduction techniques to show that, with some modifications of standard models and methods it was possible to make it work poverty programs established under the difficult conditions of the Tibet Autonomous Region. However, the adaptation of the Grameen model for use in TAR would be a challenge even for experienced staff of TPAF. This would be especially Nakchu Prefecture, where a scattered population, primitive roads, and a cattle industry developed significant changes to the program to make small loans to recipients who have lived and worked would require close. This case follows TPAF efforts to introduce microfinance only Lhoka, showing how the original model can be changed to suit the particularities of geography and the social and political structures. It then asks how or if at all, TPAF should put further adapting the program to meet the far greater challenges Nakchu. HKS case number 1913.0
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from
Guy Stuart,
Robert Campbell,
Anthony Saich
17 pages.
Release Date: 14 March 2008. Prod #: HKS447-PDF-ENG
NGO Microfinance in the Tibet Autonomous Region HBR case solution

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